This month
Where the money goes
Income breakdown · take-home after tax & NI
Your pay
Enter your pay as you're paid it — the take-home below is worked out with real UK Income Tax and National Insurance bands.
Tax settings
Salary-sacrifice pension comes out before tax & NI. Leave these at 0 / None if they don't apply.
Take-home pay
| Per year | Per month | Per week |
|---|
Other income · net (after tax) monthly amounts
Anything on top of your wage — benefits, a side income, rent received. Enter what actually lands in your account each month.
A goal's monthly amount is what you plan to put aside — it doesn't move money on its own. Update "Saved so far" as you go.
Payoff times assume you keep paying the same amount each month and add nothing new to the balance. Interest is estimated from the APR — a real statement can differ with fees or a promo 0% period.
All bills by day
Set a due day (1–31) on any budget item — it shows here. Bills repeat on the same day each month; months without that day (e.g. the 31st in a short month) fall on the last day.